/* ============================================================
   lendioloansapp.com — Shared Stylesheet
   Seed: lendioloansapp.com + 2026-05-21
   Design: Mercury + Stripe inspired, dark navy glassmorphism
   ============================================================ */

/* Font loaded via <link> in HTML for better performance */

/* ── CSS Variables ── */
:root {
  --bg-primary:    #060D1F;
  --bg-secondary:  #0C1A3A;
  --bg-card:       rgba(255,255,255,0.04);
  --accent:        #2563EB;
  --accent-hover:  #1D4ED8;
  --accent-glow:   rgba(37,99,235,0.35);
  --success:       #10B981;
  --warning:       #F59E0B;
  --text-primary:  #F8FAFC;
  --text-muted:    #94A3B8;
  --text-dim:      #64748B;
  --border:        rgba(37,99,235,0.2);
  --border-subtle: rgba(255,255,255,0.06);
  --glow:          rgba(37,99,235,0.15);
  --radius:        12px;
  --radius-lg:     20px;
  --transition:    0.3s cubic-bezier(0.4,0,0.2,1);
}

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Plus Jakarta Sans', sans-serif;
  background: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.7;
  font-size: 18px;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ── Typography ── */
h1 { font-size: clamp(40px, 6vw, 64px); font-weight: 800; line-height: 1.1; letter-spacing: -0.02em; }
h2 { font-size: clamp(28px, 4vw, 42px); font-weight: 700; line-height: 1.2; letter-spacing: -0.01em; }
h3 { font-size: clamp(20px, 3vw, 28px); font-weight: 600; line-height: 1.3; }
h4 { font-size: 18px; font-weight: 600; }
p { color: var(--text-muted); }

.text-gradient {
  background: linear-gradient(135deg, #60A5FA 0%, #2563EB 50%, #818CF8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.text-white { color: var(--text-primary) !important; }
.text-muted { color: var(--text-muted) !important; }
.text-success { color: var(--success) !important; }
.text-accent { color: var(--accent) !important; }

/* ── Layout ── */
.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
}

.container-sm {
  max-width: 860px;
  margin: 0 auto;
  padding: 0 24px;
}

section { padding: 100px 0; }

/* ── Navbar ── */
.navbar {
  position: sticky;
  top: 0;
  z-index: 999;
  padding: 0 24px;
  height: 72px;
  display: flex;
  align-items: center;
  background: rgba(6,13,31,0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border-subtle);
}

.navbar-inner {
  max-width: 1280px;
  width: 100%;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 22px;
  font-weight: 800;
  color: var(--text-primary);
  flex-shrink: 0;
}

.logo-icon {
  width: 36px;
  height: 36px;
  background: var(--accent);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  box-shadow: 0 0 20px var(--accent-glow);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  padding: 8px 14px;
  border-radius: 8px;
  transition: var(--transition);
}

.nav-links a:hover { color: var(--text-primary); background: var(--border-subtle); }
.nav-links a.active { color: var(--text-primary); }

.nav-cta {
  flex-shrink: 0;
}

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 12px 24px;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);
  color: #fff;
  box-shadow: 0 4px 20px var(--accent-glow);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px var(--accent-glow);
  background: linear-gradient(135deg, #3B82F6 0%, var(--accent) 100%);
}

.btn-lg {
  font-size: 17px;
  padding: 16px 36px;
  border-radius: 10px;
}

.btn-ghost {
  background: var(--bg-card);
  color: var(--text-primary);
  border: 1px solid var(--border-subtle);
}

.btn-ghost:hover {
  border-color: var(--border);
  background: rgba(37,99,235,0.1);
}

.btn-outline {
  background: transparent;
  color: var(--accent);
  border: 1px solid var(--accent);
}

.btn-outline:hover {
  background: var(--accent);
  color: #fff;
}

/* ── Cards ── */
.card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 32px;
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  transition: var(--transition);
}

.card:hover {
  border-color: var(--border);
  transform: translateY(-4px);
  box-shadow: 0 20px 60px rgba(0,0,0,0.3), 0 0 0 1px var(--border);
}

.card-glow {
  box-shadow: 0 0 40px var(--glow);
  border-color: var(--border);
}

/* ── Section Labels ── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  background: rgba(37,99,235,0.1);
  border: 1px solid rgba(37,99,235,0.25);
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}

.section-header {
  text-align: center;
  margin-bottom: 64px;
}

.section-header p {
  font-size: 19px;
  max-width: 600px;
  margin: 16px auto 0;
  color: var(--text-muted);
}

/* ── Grid Layouts ── */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-6 { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }

/* ── Divider ── */
.divider {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border), transparent);
  margin: 0;
}

/* ── Badge ── */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 100px;
}

.badge-success { background: rgba(16,185,129,0.15); color: var(--success); border: 1px solid rgba(16,185,129,0.25); }
.badge-blue    { background: rgba(37,99,235,0.15); color: #60A5FA; border: 1px solid rgba(37,99,235,0.25); }
.badge-warning { background: rgba(245,158,11,0.15); color: var(--warning); border: 1px solid rgba(245,158,11,0.25); }

/* ── Stars ── */
.stars { color: #FBBF24; font-size: 16px; letter-spacing: 2px; }

/* ── Stats ── */
.stat-number {
  font-size: clamp(36px, 5vw, 56px);
  font-weight: 800;
  color: var(--text-primary);
  line-height: 1;
  letter-spacing: -0.02em;
}

.stat-label {
  font-size: 15px;
  color: var(--text-muted);
  margin-top: 6px;
}

/* ── Form Wrapper ── */
.form-wrapper {
  background: rgba(12,26,58,0.8);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  backdrop-filter: blur(30px);
  -webkit-backdrop-filter: blur(30px);
  box-shadow: 0 0 60px var(--glow), 0 30px 80px rgba(0,0,0,0.4);
}

.form-wrapper h3 {
  font-size: 22px;
  margin-bottom: 8px;
  color: var(--text-primary);
}

.form-wrapper p {
  font-size: 15px;
  color: var(--text-muted);
  margin-bottom: 24px;
}

/* ── Breadcrumb ── */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: var(--text-dim);
  padding: 20px 0 0;
}

.breadcrumb a { color: var(--text-muted); transition: var(--transition); }
.breadcrumb a:hover { color: var(--accent); }
.breadcrumb span { color: var(--text-dim); }

/* ── FAQ Accordion ── */
.faq-item {
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
  transition: var(--transition);
}

.faq-item:hover { border-color: var(--border); }

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 24px;
  background: var(--bg-card);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 17px;
  font-weight: 600;
  color: var(--text-primary);
  cursor: pointer;
  border: none;
  text-align: left;
  transition: var(--transition);
}

.faq-question:hover { background: rgba(37,99,235,0.07); }

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(37,99,235,0.15);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 16px;
  color: var(--accent);
  transition: var(--transition);
}

.faq-item.open .faq-icon { transform: rotate(45deg); background: var(--accent); color: #fff; }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4,0,0.2,1);
}

.faq-answer-inner {
  padding: 0 24px 22px;
  color: var(--text-muted);
  font-size: 16px;
  line-height: 1.8;
}

.faq-item.open .faq-answer { max-height: 400px; }

/* ── Trust Badges ── */
.trust-badges {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  padding: 8px 16px;
  border-radius: 100px;
}

.trust-badge .icon { font-size: 16px; }

/* ── Loan Type Icon Cards ── */
.loan-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(37,99,235,0.15);
  border: 1px solid rgba(37,99,235,0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
}

/* ── Process Steps ── */
.step-number {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent), var(--accent-hover));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
  box-shadow: 0 0 20px var(--accent-glow);
}

/* ── Footer ── */
footer {
  background: var(--bg-secondary);
  border-top: 1px solid var(--border-subtle);
  padding: 80px 0 40px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 60px;
}

.footer-brand p {
  font-size: 15px;
  color: var(--text-muted);
  margin: 16px 0 24px;
  max-width: 300px;
  line-height: 1.7;
}

.footer-col h4 {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-primary);
  margin-bottom: 20px;
}

.footer-col ul li { margin-bottom: 10px; }

.footer-col ul li a {
  font-size: 14px;
  color: var(--text-muted);
  transition: var(--transition);
}

.footer-col ul li a:hover { color: var(--accent); }

.footer-bottom {
  border-top: 1px solid var(--border-subtle);
  padding-top: 32px;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.footer-disclaimer {
  font-size: 12px;
  color: var(--text-dim);
  line-height: 1.7;
  max-width: 800px;
}

.footer-copy {
  font-size: 13px;
  color: var(--text-dim);
  white-space: nowrap;
}

.social-links {
  display: flex;
  gap: 12px;
  margin-top: 20px;
}

.social-link {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  transition: var(--transition);
}

.social-link:hover { border-color: var(--border); background: rgba(37,99,235,0.1); }

/* ── Animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

@keyframes pulse-glow {
  0%, 100% { box-shadow: 0 0 20px var(--accent-glow); }
  50%       { box-shadow: 0 0 40px rgba(37,99,235,0.6); }
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-8px); }
}

@keyframes count-up { from { opacity: 0; } to { opacity: 1; } }

.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-up-delay-1 { transition-delay: 0.1s; }
.fade-up-delay-2 { transition-delay: 0.2s; }
.fade-up-delay-3 { transition-delay: 0.3s; }
.fade-up-delay-4 { transition-delay: 0.4s; }
.fade-up-delay-5 { transition-delay: 0.5s; }

/* ── Highlight / Underline decorations ── */
.highlight {
  position: relative;
  display: inline-block;
}

.highlight::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--accent);
  border-radius: 2px;
  opacity: 0.6;
}

/* ── Gradient line divider ── */
.grad-line {
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, var(--border) 30%, var(--accent) 50%, var(--border) 70%, transparent 100%);
  margin: 80px 0;
  opacity: 0.6;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-6 { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  section { padding: 70px 0; }
  .container { padding: 0 16px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .grid-6 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }

  .nav-links { display: none; }
  .navbar-inner { justify-content: space-between; }

  .section-header { margin-bottom: 40px; }
  .form-wrapper { padding: 24px 20px; }
  .card { padding: 24px; }

  .footer-bottom { flex-direction: column; }
}

@media (max-width: 390px) {
  body { font-size: 16px; }
  .btn-lg { font-size: 16px; padding: 14px 24px; }
  .trust-badges { gap: 10px; }
  .trust-badge { font-size: 12px; padding: 6px 12px; }
}

/* ── Mobile Menu ── */
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile menu hidden by default on all screen sizes */
.mobile-menu {
  display: none;
}

@media (max-width: 768px) {
  .menu-toggle { display: flex; }

  .mobile-menu {
    display: flex;
    position: fixed;
    inset: 72px 0 0 0;
    background: rgba(6,13,31,0.98);
    backdrop-filter: blur(20px);
    z-index: 998;
    flex-direction: column;
    padding: 32px 24px;
    gap: 8px;
    transform: translateX(100%);
    transition: transform 0.3s ease;
  }

  .mobile-menu.open { transform: translateX(0); }

  .mobile-menu a {
    font-size: 18px;
    font-weight: 600;
    color: var(--text-primary);
    padding: 14px 0;
    border-bottom: 1px solid var(--border-subtle);
  }
}

/* ── Utility ── */
.text-center { text-align: center; }
.text-left   { text-align: left; }
.flex        { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.gap-8  { gap: 8px; }
.gap-16 { gap: 16px; }
.gap-24 { gap: 24px; }
.gap-32 { gap: 32px; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }

/* ── Performance: Critical image hints ── */
img {
  content-visibility: auto;
}

/* ── Print styles (basic) ── */
@media print {
  .navbar, .mobile-menu, .menu-toggle, .btn, footer { display: none !important; }
  body { background: #fff !important; color: #000 !important; }
  a { color: #000 !important; text-decoration: underline; }
}